David's younger son, Josh joined Balens in 2003 became a Director in 2014, and moved, along with his brother Joe to being joint Managing Director in 2018.  Josh has oversight of the Commercial Department, which offers policies tailor made to assist our client’s insurance requirements as their business grow.  He has been primary in the development of the Charity and Educational Establishment Policies, together with the European arm of the Business, including our office in Amsterdam and our overseas business in South Africa.

Josh has gained qualifications through The Chartered Insurance Institute (CII) and has attended many CPD courses in various subjects, keeping up to date with changes in legislation, along with completion of Management Development courses.

Josh is very interested in the complementary medicine world and has studied as a Sports Therapist.  Like David, Josh is an avid musician, having played drums and percussion with the Johnny Cash Road Show and Irish Group, the Roving Crows.