Occupational therapists play a vital role in helping patients carry out day to day activities. But is your business activity being protected day to day?
Balens Professional Liability and Malpractice Insurance Policy offers flexible cover for client‑centred practice across clinics, homes and schools-built around the way you work. With clear wording and support when it matters; subject to terms, conditions and exclusions.
With over 30 years helping health and wellbeing professionals get the right cover, a dedicated claims team available to support you when you need it and cover for 3,500+ activities, we know what it takes to help you keep your business protected.
Benefits of the Balens Health Professionals Combined Liabilities Insurance Policy for Occupational Therapists & Case Managers:
And Legal Expenses and Taxation Policy that includes:
All insurance policies are subject to Terms and Conditions.
Optional Extensions to cover:
Please contact us to get a personalised quote for your practice:
Please click here for Balens briefing document and statement regarding the position of Dual Insurance for Balens OT, Case Managers and relate Health Professional clients.
Other policies services which may be useful:
Balens have a range of additional policies that you may wish to consider as part of your insurance portfolio.
- Business Protection Insurance – for when your contents or stock exceed the limits of the All Risks section of insurance cover in the above Policy. Also includes Employers Liability Insurance, which is a legal requirement when employing staff / volunteers.
- Clinic / Salon Insurance Policy – As your business grows you may need to cover the business and business name for the work, treatments and / or advice of more than one person. Balens offer and arrange two options of insurance cover designed to cater for this need, Contingent insurance Cover and a Full Clinic insurance Policy. The ‘Clinic’ insurance policy can cover work performed by other qualified professionals, whether employed or self-employed that work under your corporate name. Please also see our Article – Do you run a Multi Profession Clinic?
- Health Products Insurance Package – Balens offer and arrange a policy for Health, Wellbeing, Fitness and Beauty Professionals that may be involved in the manufacture, sale and / or distribution of related products.
- Cyber / Crime Insurance – Your business may be at risk if you use any form of internet-based technology within your business or for the storage of data. Cyber / Crime insurance is designed to protect businesses and individual users from these risks, including such elements as theft of funds, loss of data, online fraud, transmission of a virus.
- Training Schools Insurance – If you hold a Professional teaching qualification and are a qualified Health, Wellbeing, Fitness or Beauty Practitioner who wants to train and certify others, Balens offer and arrange a Teaching School Insurance for an unlimited number of students.
If you are looking to offer training which issues certificates of attendance only, this is automatically included in the Professional Indemnity Insurance Policy offered and arranged by Balens, this has no limits on the number of students for no additional premium. If you are issuing certificates of competence, a Training School extension to your insurance policy can be added to your Professional Liability insurance policy for an additional premium (limits apply). Please also see our Article – Do You Treat & Teach or Do You Need A Training School Policy? - Personal Accident and Sickness Insurance Policies or Income Protection Insurance – This type of insurance cover may be of particular importance for those that are self-employed and have no alternative income in the event of illness or accident. Balens offer and arrange an insurance policy designed to pay out either a lump sum or a weekly benefit (if selected) in the event of an accident, bodily injury to you and /or illness depending upon the type of insurance policy chosen. Please also see our Article – Personal Accident and Sickness Cover.
- Household Insurance – Please contact us to find out more about how we can assist you with protecting your buildings, contents and / or personal possessions. Also see our Article – Home Insurance for more information.
We have a comprehensive and well-thought out range of included activities and do not categorise or exclude any part of OT/Case Management activity whether individual or corporate. Activities include:
- Access Auditors
- Adaptations and Advice
- Agency and Consultancy Work
- Best Interest Assessor
- Carers (individually or for an agency)
- Case Management
- Consultancy
- Disability Aid Providers
- Disability Products and Product Adaptations
- Employment Agencies
- Expert Witness Work
- Medico-Legal work
- Mobility Product Sales
- Occupational Health
- Occupational Therapy
- Other types of Health Professional working with OTs
- Rehabilitation Providers or Consultants
- Routine Assessment Work
- Sub-Contractors and Contracting
- Therapeutic Work
- For Corporates – i.e. Limited Companies, (except Sole Trader) Partnerships and those who employ or sub-contract, our scheme covers work carried out by employees and / or sub-contractors. Please contact us to discuss your requirements.
Contact Us
Our team is here to help you choose the right insurance for your business needs, provide guidance on claim prevention and support you in the event of any claims and/or incident that may lead to a claim.
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